Buying a new house – should your head rule your heart?

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With so much at stake – both emotionally and financially – it’s no wonder so many of us struggle when it comes to deciding what property is right for us.

We worry that our emotions will rule the day and we’ll end up in a property that doesn’t meet our practical needs. Or, we’ll be so sensible that we’ll buy somewhere that ticks all the right financial and practical boxes but just doesn’t feel like “home.”

So, how can we satisfy our hearts and minds when it comes to buying a new property?

 

Start your property search head first

Falling in love with a new property before you’ve even crossed the threshold is fantastic – providing you’ve used your head to help you get this far.

Before you view any properties, it’s vital to have a clear mental (or preferably physical) checklist of your requirements.

Once you’ve got your checklist and you stick to only viewing properties that meet your criteria, it’s absolutely fine to let your heart take over to find “the one.”

 

What should your house search criteria include?

Location – we don’t need Phil and Kirsty to remind us how important it is to choose the best area for you and your family to live.

Of course, it makes financial sense to choose the most affluent area you can afford – but only if living there suits your family’s lifestyle and work commitments.

A beautiful house on a gentle hill, far away from the nearest neighbours may sound like bliss but, if you’ve got small children and pushchairs to consider, that gentle hill may feel like Ben Nevis on a cold Winter’s day.

And, who will your children play with if your lovely, quiet neighbourhood is full of retired people.

Likewise, if you’re retired and looking for a quiet, relaxed way of life, a thriving housing estate full of young families will probably not be right for you.

Budget – don’t view anything you can’t afford!

 

Set your property budget sensibly.

If you stretch yourself too far, there may not be enough left at the end of each month to actually enjoy life in your new home.

If you’re getting a new mortgage, the monthly repayment amount is a good starting point for your budgeting. Take into account any additional travel costs you may have if you’re moving areas.

 

How much space do you really need?

If you’re downsizing, decide how many bedrooms you genuinely need and narrow your property search criteria accordingly.

It is so easy to be tempted to go and see a property that is actually the same size as your current home, but you’re unlikely to reduce your outgoings if the amount of floor space is the same.

Likewise, if you need extra room for a growing family, this may mean compromising on the type of properties you view – especially if you aren’t in a position to increase your mortgage.

 

How much will you have to spend “doing up” your new home?

We all want to put our stamp on our new home, but think carefully about how much spare cash you’ll have for refurbishments and decorating.

If money will be tight, make sure you can live with the existing kitchen and bathroom until you have the money to change things.

Bathrooms and kitchens are expensive to remodel so don’t bother viewing properties that don’t give you the space and facilities you need for daily life.

 

Be strict with yourself – and with your estate agent

Once you’ve identified what’s really important to you and your family – stick to your guns!

Make sure your estate agent knows your property search criteria and doesn’t send you properties that may tempt you to push yourself too far financially.

A good estate agent will take the time to get to know you and understand your property needs. This will ensure they will only show you properties that meet your criteria.

They’ll also have access to reputable financial advisers who can help you decide what level of mortgage you can comfortably afford.

 

Time to set your heart free!

If you’ve followed our advice and narrowed down the practical aspects of your property search, it’s time to let your emotions take over.

We’ve accompanied thousands of clients to thousands of viewings and 99 times out of 100, we’ll know within minutes – if not seconds – when a customer has fallen in love with a property.

It’s an absolute privilege to be there when you see someone’s eyes light up, their smile broaden and even the odd tear when you show them “the one.”

 

Turning love at first sight into a forever home

As estate agents, witnessing how much a client wants to buy a certain property provides all the motivation we need to ensure the sale goes through smoothly and swiftly.

After all, we wouldn’t want to stand in the way of true love!

Can we help you fall in love with your next home? Call us today and let’s get moving.

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What our clients say

The lovely ladies at Sims Williams!

Tamsin, Emma, Lynne and Helena are a dream to deal with. The sale of my Arundel property was not without hitches but they kept it on course and successfully completed the sale for me. It's not the first time I have sold/purchased through Tamsin and her lovely ladies and highly recommend them. Thank you!
Sally - Vendor - Apr 6th, 2021

FIRST CLASS SERVICE, HELP AND ADVICE

THE SERVICE WAS SECOND TO NONE, PROMPT, VERY PROFESSIONAL AND COMFORTABLE.
MIKE - Tenant - Jan 25th, 2020

Brilliant Team

I was very pleased with the service that I received from the brilliant team at the Chichester branch of Sims Williams. They were persistent with a complicated sale and always kept me informed and up to date. The team were always warm and friendly. I couldn’t have asked for any more.
Emma - Vendor - Apr 6th, 2022

Exceptional service

John Wyatt has been brilliant throughout. Nothing has been too much trouble and his experience and guidance have been invaluable. About as good as it gets !
Ivens - Buyer - Jun 25th, 2021

knowledgeable and efficient

I would like to say I was very happy with the service I received from Sims Williams and would highly recommend you to anyone selling, or indeed buying a property. I was always able to speak to someone in person whenever I had a query or question. The staff are all friendly, knowledgeable and efficient which made the whole process of buying and selling less stressful. Having a named professional as a primary contact was really reassuring. Calum was always aware of and managing any glitches even before I knew about them. He communicated well with my solicitor and made sure I was up to date at all times. He was also very good at explaining parts of the process I didn’t understand. I will definitely be using your team again in the future for buying, selling or renting out.
Louise - Buyer - Apr 29th, 2022

One Word - Fantastic.

We don’t normally write reviews, but on this occasion we had too. In life you get what you pay for, whilst I’m sure that there are cheaper agents out there; if you want a stress free move with knowledgeable, friendly and dedicated agents, that give excellent communication, then look no further than Sims Williams. We dealt with John, Annie and Vanessa, we sold and purchased through them. The Team in the Bognor Branch is fantastic, we couldn’t of hoped for better agents to support us through the journey which wasn’t always the easiest but they communicated to either side of the chain fantastically, keeping stress to a minimum and helped us through the bumps to complete in 11 weeks. A big thank you to you all, and in the future we wouldn’t look anywhere else. Sam and Lisa.
Mr & Mrs Poston - Dec 7th, 2021

SELLING MY PROPERTY

The whole process from start to finish was excellent service. I couldn’t recommend the team at Arundel more highly. A special mention to Emma Taylor who followed the final exchange through with much effort reviewing the chain that was below the buyers final completion. Well done with the final Result!
Robbie - Vendor - Dec 16th, 2020

EXCELLENT SERVICE

Sims Williams were able to let my property very quickly at a good rental value. They provided regular updates and provided consistent excellent customer service.
Harry - Landlord - Feb 3rd, 2021

Fantastic service, extremely helpful staff

Fantastic team, David has been most helpful since the beginning with securing the tenancy, walking us through the process and answering all of our questions. He made sure our moving-in was as smooth as possible even though we were running late.
Francesca and Adam - Apr 9th, 2022

Fantastic Service

The team were fantastic from start to finish, efficient, always letting me know updates, kept pushing the completion right to exchange! Great staff, friendly and would 100 percent recommend Sims Williams.
Nikki - Vendor - Apr 6th, 2022